Sri Lanka Property Home and Land Mortgage Calculator

Loan Calculator Mortgage Calculator
Mortgage CalculatorLoan Calculator
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Sri Lanka Property Home and Land Mortgage Calculator RsSri Lanka Property Home and Land Mortgage Calculator is designed for east use, on any device, just what every “Real Estate Agent on the go” needs.

The calculator allows you to estimate the mortgage payments by entering:

The total cost of the home. A down payment amount. An interest rate (fixed rate). The amortization period.

The type of loan you get depends on the property, as well as your plans for the land and the timing of construction. Even if you plan construction right away, make sure that the property is legally available for your planned use. Easements and access will influence the property’s value. Access will also influence your ability to get a loan.  If you want to build in an area not zoned for development, you will need to seek a zoning change to meet your needs.

Home Loans are available for
Purchasing a house, apartment or land. Building a house. Completing a partially built house. Renovate, extend or complete a house. Paying off an existing home-related loan.

Compare Housing Loan Interest Rates in Sri Lanka

The best home loans save you money with low-interest rates. Compare and apply for the best home loans currently available from Sri Lanka’s top banks & finance institutes.

Bank NSB
Min. Interest Rate (p.a.) 13.75%*
Max. Loan Amount (LKR) 25 Mn
Max. Repayment 30 Years
Min. Salary (LKR) 25,000

Compare Housing Loan Interest Rates with different banks in Sri Lanka.


Minimum Rate



Amana Bank Home Finance 15 Years Amana Bank Home Finance Min 500,000/- or max 70% Property Value. Salaried Employees. Self Employed. Sri Lankans, Employed Abroad
BOC 13% 25 years BOC Housing Loan Scheme Depend age between 18-60 with an adequate repayment capacity.
Cargills Bank Home Loans 14% Min 5, Max of 20 Years Cargills Bank Home Loans bare land up to 40% of the FSV Renovate, modify or extend an existing house up to 75% of the BOQ. Age 21 – 55 Confirmed employees in an established company/ Institution. Min Gross Salary of Rs.30,000/=
Commercial Home Loan 14.5% 20 years Commercial Home Loan From Rs 500,000/- up to Rs 50.0 million. Excess of Rs 50.0 million, negotiate with your bank branch manager . Your income should be sufficient to meet the monthly loan commitment.
DFCC Bank Ra14.25% Min 5, Max 20 Years DFCC Housing Loan Facilities Up to 80% of BOQ value for house construction on owned land. 60% of market (purchase) value for outright purchase Up to 70% of total cost for land purchase and construction of house.
HDFC Bank 15.23% 30 Years HDFC Bank Kedella from Rs. 50,000/- upwards max repayment period varies according to your age. Purchase of house: 70% of the forced sale value. Construction loans: 80 % of the forced sale value of property and BOQ Purchase of building 70% within Municipality limits and 60% Pradeshiya Sabha limits. Salaried employee, business/self employed.
HNB 14% 25 Years HNB Shanthi Home Loans for hose with a regular monthly income, individually or jointly with spouse Public and private sector employees, professionals, businessmen or businesswomen and for Sri Lankans employed abroad.
NSB Housing Loan Facilities 13% 30 years NSB Housing Loan Facilities Up to 2.5 Million a permanent employee an income-tax payer employed abroad self-employed
Sampath Sevana Housing Loan Facilities 12.5% Max 25 years Sampath Bank Sevana The maximum loan amount is determined considering FSV of the property as stipulated by the Bank. You can borrow up to 70% of the total cost of the house.
Seylan Sirinivasa	14.25% Repayment Seylan Sirinivasa up to 50 Million Professionals, Business Men, Sri Lankans employed Abroad, Joint borrowers with spouse.
People's Bank	Jaya Niwasa	No upper Limit on Maximum Loan 13.5% Up to 05 years on personal guarantee. Up to a max 20 years on property mortgage. People's Bank Jaya Niwasa Maximum Loan amount, up to 75% of - BOQ in constructing a house -Value in Purchasing of a land for residential purpose/purchasing of a house For monthly salary earning employees of public and private sector Professionals. Self-employed individuals and businessmen. Sri Lankans employed abroad.

Disclaimer: Please note that the interest rates given here are based on market research.  Users are advised to recheck with the individual companies/organizations. Sri Lanka Property Home & Land does not take any responsibility for any sudden/uninformed changes in Sri Lanka interest rates.